HBL has a presence in 25 countries worldwide, with its head office located in Karachi. The operation in Mauritius was established in 1964, and has a current network of five branches. HBL Mauritius offers a full suite of products including Cards, Loans, Import/Export financing, Treasury, Islamic Banking, Retail and Corporate financing Schemes.
With a strong network of over 1,750 branches in Pakistan, International Operations were expanded to 25 countries including the USA, Singapore, Oman, Belgium, the Seychelles, Maldives and the Netherlands. It has subsidiaries in Hong Kong and the UK, affiliates in Nepal, Nigeria, Kenya and Kyrgyzstan and representative offices in Iran and more recently in China. The Bank is also intensifying its existence in key international markets including the UK, the UAE, South and Central Asia, Africa and the Far East.
In 2004, the Bank was privatised and the management control was handed over to the Aga Khan Fund for Economic Development (AKFED) which held 51% of the shareholding. AKFED holds stakes in India through Development Credit Bank Ltd, across East Africa with the growing brand of Diamond Trust Bank and in Kyrgyzstan with the name of Kyrgyz Investment and Credit Bank.
The change in ownership has, undoubtedly, met with added momentum and the expectations of heightened performance and achievement, both locally and across the network.
HBL Group has achieved phenomenal progress over the years, showing significant growth in assets, reserves and profitability. With over 65 years experience in the dynamics of national and international Banking, HBL leads in providing expertise in all fields of banking activities in Pakistan and around the world.
JCR Credit Rating Agency of Pakistan has assigned the entity ratings of the Bank to AAA/A-1 + with a ‘stable’ outlook. HBL has made significant efforts over the past few years to address factors necessary for faster growth; this includes a focused approach to improving the customer experience, be it in product delivery or customer service.
HBL is determined to increase its outreach and grow its more than 36 million customer relationships progressively through technology initiatives and innovative products.
HBL Group has the ability to provide an entire spectrum of banking solutions, ranging from basic Retail and Commercial banking solutions to tailor-made solutions under the umbrella of International Trade, SME, Corporate, Treasury, Investment Banking and Islamic Banking products.
