{"id":4241,"date":"2024-05-22T06:16:33","date_gmt":"2024-05-22T06:16:33","guid":{"rendered":"https:\/\/3dprintersinindia.com\/sites\/mauritius_finance\/?p=4241"},"modified":"2024-06-01T06:58:49","modified_gmt":"2024-06-01T06:58:49","slug":"terminologie-de-lassurance","status":"publish","type":"post","link":"https:\/\/3dprintersinindia.com\/sites\/mauritius_finance\/?p=4241&lang=fr","title":{"rendered":"Terminologie de l’assurance"},"content":{"rendered":"\n

Agent<\/strong><\/h2>\n\n\n\n

Les agents agissent en tant qu’interm\u00e9diaires pour aider les clients \u00e0 souscrire une assurance.<\/p>\n\n\n\n

Accumuler<\/strong><\/h2>\n\n\n\n

Se r\u00e9f\u00e8re \u00e0 quelque chose qui s’accumule graduellement au fil du temps, comme les prestations ou la couverture de votre police d’assurance.<\/p>\n\n\n\n

B\u00e9n\u00e9ficiaire<\/strong><\/h2>\n\n\n\n

Un b\u00e9n\u00e9ficiaire est une personne d\u00e9sign\u00e9e qui h\u00e9ritera des fonds ou des actifs mentionn\u00e9s dans un testament ou une police d’assurance en cas de d\u00e9c\u00e8s d’une personne.<\/p>\n\n\n\n

R\u00e9clamation<\/strong><\/h2>\n\n\n\n

Il s’agit d’un avis donn\u00e9 par une personne en vue de recevoir une indemnisation pour effectuer des r\u00e9parations ou payer ce qui est couvert par l’assurance.<\/p>\n\n\n\n

Commission<\/strong><\/h2>\n\n\n\n

Une somme d’argent suppl\u00e9mentaire est accord\u00e9e aux agents qui apportent de nouveaux clients ou vendent leurs services pour la compagnie.<\/p>\n\n\n\n

Franchise <\/strong><\/h2>\n\n\n\n

Pour qu’une compagnie d’assurance prenne en charge un sinistre, un individu doit payer le montant convenu.<\/p>\n\n\n\n

Exclusion<\/strong><\/h2>\n\n\n\n

Il s’agit des risques qui ne sont pas couverts par la compagnie d’assurance.<\/p>\n\n\n\n

Avenant<\/strong><\/h2>\n\n\n\n

Il s’agit d’une clause ins\u00e9r\u00e9e dans un contrat qui supprime ou ajoute des conditions.<\/p>\n\n\n\n

Escalade<\/strong><\/h2>\n\n\n\n

Un assur\u00e9 peut demander une escalade, ce qui signifie que chaque ann\u00e9e le montant qu’il a accept\u00e9 de payer augmentera et qu’en \u00e9change il b\u00e9n\u00e9ficiera d’un avantage.<\/p>\n\n\n\n

L’inflation<\/strong><\/h2>\n\n\n\n

Augmentation du prix des biens et des services.<\/p>\n\n\n\n

Prime<\/strong><\/h2>\n\n\n\n

La prime est la somme d’argent que vous payez pour b\u00e9n\u00e9ficier d’une couverture. <\/p>\n\n\n\n

Police d’assurance<\/strong><\/h2>\n\n\n\n

Il s’agit d’un contrat \u00e9crit dans lequel sont d\u00e9finies les conditions de votre assurance. <\/p>\n\n\n\n

Preneur d’assurance<\/strong><\/h2>\n\n\n\n

Le preneur d’assurance est la personne qui a souscrit l’assurance. <\/p>\n\n\n\n

Conditions m\u00e9dicales pr\u00e9existantes<\/strong><\/h2>\n\n\n\n

Un probl\u00e8me de sant\u00e9 qui a \u00e9t\u00e9 trait\u00e9 avant la date de d\u00e9but de l’assurance.<\/p>\n\n\n\n

\u00c9ch\u00e9ance<\/strong><\/h2>\n\n\n\n

Date \u00e0 laquelle le contrat d’assurance prend fin.<\/p>\n\n\n\n

N\u00e9gligence<\/strong><\/h2>\n\n\n\n

Manque d’attention \u00e0 l’\u00e9gard de questions ou de probl\u00e8mes importants.<\/p>\n\n\n\n

Avenant<\/strong><\/h2>\n\n\n\n

Il s’agit d’une caract\u00e9ristique suppl\u00e9mentaire que les personnes assur\u00e9es peuvent ajouter pour r\u00e9pondre \u00e0 leurs besoins sp\u00e9cifiques. Par exemple : Si vous avez une assurance maladie, vous pouvez souhaiter am\u00e9liorer votre couverture pour certains frais m\u00e9dicaux. <\/strong><\/p>\n\n\n\n

Remboursement <\/strong><\/h2>\n\n\n\n

Remise d’une somme d’argent pour une d\u00e9pense couverte par l’assurance.<\/p>\n\n\n\n

Avis de renouvellement<\/strong><\/h2>\n\n\n\n

Une lettre est envoy\u00e9e au titulaire de l’assurance pour prolonger son contrat. <\/p>\n\n\n\n

D\u00e9ch\u00e9ance<\/strong><\/h2>\n\n\n\n

Annulation d’une police d’assurance en raison du non-paiement d’un renouvellement.<\/p>\n","protected":false},"excerpt":{"rendered":"

Agent Les agents agissent en tant qu’interm\u00e9diaires pour aider les clients \u00e0 souscrire une assurance. Accumuler Se r\u00e9f\u00e8re \u00e0 quelque chose qui s’accumule graduellement au fil du temps, comme les prestations ou la couverture de votre police d’assurance. B\u00e9n\u00e9ficiaire Un b\u00e9n\u00e9ficiaire est une personne d\u00e9sign\u00e9e qui h\u00e9ritera des fonds ou des actifs mentionn\u00e9s dans un testament ou une police d’assurance en cas de d\u00e9c\u00e8s d’une personne. R\u00e9clamation Il s’agit d’un avis donn\u00e9 par une personne en vue de recevoir une indemnisation pour effectuer des r\u00e9parations ou payer ce qui est couvert par l’assurance. Commission Une somme d’argent suppl\u00e9mentaire est accord\u00e9e…<\/p>\n","protected":false},"author":1,"featured_media":4471,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[235],"tags":[],"class_list":["post-4241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance-guide-2"],"acf":[],"yoast_head":"\nTerminologie de l'assurance| Mauritius Trade<\/title>\n<meta name=\"description\" content=\"Parfois, les termes utilis\u00e9s par les agents professionnels pour vendre leur plan d'assurance peuvent vous embrouiller l'esprit et vous faire h\u00e9siter \u00e0 prendre une assurance. 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